Wealth Management
At Cambridge Wealth Management, we understand that your wealth presents uniquely complex situations. Our approach to managing wealth goes beyond your investments.
How we work together
First, we'll develop an understanding of the bigger picture by learning about your most important priorities, the values that inspire you, and your financial goals.
Next, we'll agree on the areas of your financial life that need reviewing and our fees. Then, we'll gather your data, analyze it, and develop your strategy.
Lastly, we'll make recommendations and suggest a clear plan of action. With ongoing guidance, we’re always there to help keep you on track and properly positioned for changes in your financial life.
What does financial harmony mean? Simply put, financial harmony is a state where your budget, investing, and financial habits reflect your core values, goals, and beliefs, leading to peace and alignment with your money and life.
Cash Flow Management
Being in control of your month-to-month expenses is imperative. We’ll analyze your balance sheet and assist you in developing a sensible budget that helps you stay on track to achieve your financial goals.
Asset Management >>
As an independent registered investment advisor held to the highest standards of fiduciary excellence, our open architecture platform allows us to build first-rate, unconstrained portfolios that have the right mix of investments to meet your unique financial goals.
Estate Planning
Creating a lasting legacy for the people and causes that you care about requires thoughtful planning. We can suggest strategies to help ensure that your estate passes as you want it to and a significant portion doesn't end up in the hands of unintended heirs or goes to the government.
Insurance
When risk is measured and managed, it can have a positive impact on your financial life. After reviewing your current insurance policies and financial position, we’ll make recommendations that meet your needs.
Retirement Planning
Retirement planning has two phases: accumulation and distribution. During the pre-retirement phase, we help clients in setting financial goals and implementing strategies to achieve them. Our retired clients rely on our strategic advice, tax-smart distribution solutions, and portfolio risk management skills — so they can continue to enjoy their lifestyle.
Tax Strategy
We will suggest that you review your personal income taxes and portfolio to help you manage your wealth in the most tax-efficient way. Our asset location strategy strategically place each security in the most tax-advantaged accounts. Subsequently, the impact of taxes is often reduced.
*Cambridge Wealth Management, LLC does not serve as an attorney or accountant. Cambridge Wealth Management, LLC does not prepare estate planning documents or tax returns.
